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Payments without borders

Send, receive, and manage money across the world — free between Sinku users in the same country and real exchange rates on every transfer.

Payments

Move money freely

Send money to anyone, anywhere in the world — free between Sinku users in the same country, and just 2.5% across borders at the real exchange rate. No middlemen, no delays, no hidden charges.

Person holding Sinku card

Pay friends and family, instantly

Send money between Sinku users in seconds — free in the same country, real exchange rate across borders. Whether it's to someone next door or across the ocean — send, receive, and manage everything from one app.

Fees may apply for certain payment methods. Terms and Conditions apply.

Sending money with Sinku
Pay friendsSplit paymentsSend abroad

Payment methods built for the way you live

Send to your contacts

Both on Sinku? Just search their name and tap Send. Instant and effortless — no matter where they are. Free in the same country; cross-border transfers are always shown before you confirm.

Share a payment link

Generate your unique payment link and share it anywhere. Get paid without sharing bank details — perfect for freelancers, sellers, and side hustles.

Send money worldwide

Transfer money across borders at the real exchange rate. Free between Sinku users in the same country, just 2.5% across borders, and up to 5x cheaper than banks. You'll always see the exact cost before confirming.

Multi-currency

Hold, convert, and spend in 30+ currencies

Stop losing money to unfair exchange rates. Hold USD, EUR, GBP, and more — convert at the real rate and spend internationally like a local. Preview rates before you convert and lock them in when it works for you.

Supported countries — Portugal, Brazil, PALOP, USA, UK, France, Spain, Netherlands