Your Money. No Borders.
The international card and money app built for the real world. Pay online, get paid from anywhere, and move money across borders — with real exchange rates and zero hidden fees.
One app. Zero limits.
The financial access you deserve
International payments, low-fee transfers, and a card accepted worldwide. Built for people who need their money to move as freely as they do.
International Debit Card
Shop globally, subscribe to any service, book flights — your Sinku card works anywhere Visa or Mastercard is accepted. No more declined payments or unavailable regions.
Send & Receive Money
Send money to family across borders in seconds. Receive payments from clients worldwide. No queues at agencies, no middlemen, no excessive fees eating into your money.
Global Transfers
Move money between countries at the real exchange rate. Up to 5x cheaper than traditional banks and remittance services. Your money arrives fast — and whole.
Whether you're a freelancer getting paid from overseas, supporting family back home, or simply trying to pay for a subscription — Sinku connects you to the global economy, without exceptions.
Your money. Your rules.
Full control, from anywhere in the world.
Instant notifications, spending insights, and complete control over your card — right from the app. No branch visits, no paperwork, no waiting.
One account that opens the world
Everything you need in one place — built for the way you live, work, and grow your money across borders.
No monthly or annual fees
Visa and Mastercard debit card accepted in 200+ countries
Free transfers between Sinku users in the same country
Hold USD, EUR, GBP, and more — protect your savings from local currency fluctuations
Free to receive. Instant, 24/7.
Money arrives in seconds — day or night, weekends and holidays included. Receiving is always free, so the people you send to keep every cent.
Banks and agents stop at night, on weekends and holidays. We don't. Send home at 2.5% with the real exchange rate — no hidden FX, no receiving fees.
Everything you need, nothing you don't
Everything you need, nothing you don't
Send money home at real rates
Transfer money to any country in seconds. Real exchange rates, fees up to 5x lower than traditional banks and remittance services. Transfers between Sinku users in the same country are instant and free. Your family gets more, every time.
Hold multiple currencies, protect your money
Keep your money in USD, EUR, GBP, and other major currencies. Shield your savings from local inflation and currency fluctuations — convert when the rate is right.
A card that actually works internationally
A Visa and Mastercard debit card accepted in 200+ countries. Pay for subscriptions, shop online, or withdraw cash abroad — no more 'card not supported' messages.
Send money to anyone, instantly
Transfer money to other Sinku users in seconds. Split bills, pay back a friend, or send a gift — no bank details, no waiting. Same-country transfers between Sinku users are always free; cross-border transfers are shown upfront.
Real-time notifications
Know the moment money comes in or goes out. Instant push notifications for every transaction, so you always stay in control.
Spending insights
See exactly where your money goes. Automatic categories, monthly reports, and trends to help you spend smarter.
Virtual cards for safe payments
Generate a virtual card for online shopping. Your real card details stay hidden, protecting you from fraud.
Transparent pricing. Always.
No monthly fees, no annual fees, no surprises. What you see is what you pay — on every transaction, every time.
A Card That Works Everywhere You Go
Choose from a range of card designs that reflect who you are. Every Sinku card works worldwide with Visa and Mastercard — accepted at millions of merchants, online and in-store.
Your card does more than you think
Pay with Apple Pay, scan a QR code, or tap to pay contactless. Track every transaction, block suspicious charges, and schedule future payments — all from the app.
Add to Apple Pay and Google Pay for instant contactless payments
Pay by scanning a QR code — fast, secure, no card needed
See all your spending broken down by category, merchant, and month
Freeze your card or block suspicious transactions in one tap
Set up recurring payments and never miss a bill again
Tap to pay in-store with contactless — no PIN for small purchases